Storm Damage

What to Do After a Texas Hailstorm

After a hailstorm, protect people and property first, document what you can safely see, and avoid rushing into decisions before the roof is assessed.

Take care of immediate hazards

Wait until the storm has passed and avoid downed lines, unstable branches, and slippery areas. If water is entering, use safe temporary measures and seek professional help rather than going onto the roof.

Check accessible interior areas for active leaks and move belongings away from water if it is safe to do so.

Create a useful record

Photograph visible exterior and interior conditions from safe locations. Note the storm date, save receipts for emergency protection, and keep a timeline of communications.

  • Photograph gutters, vents, and visible roof edges.
  • Do not discard damaged materials before documentation.
  • Request a written inspection summary.
  • Read your policy before assuming coverage.

Understand the insurance boundary

A contractor can document observed conditions and explain a repair scope. Your insurer determines coverage, deductible application, and claim payment under your policy. Do not treat a storm date as proof of a covered claim.